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JAINEX Funds
Legal & Compliance

Terms &
Conditions.

Please read these terms carefully. They govern your use of the Jainex Funds app, website, and our financial brokering services.

Last Updated: February 26, 2026

The Agreement

By creating an account, you enter into a legally binding contract with Jainex Funds Pvt. Ltd.

Your Commitment

You agree to provide accurate KYC data and commit to timely repayment of all EMIs and applicable fees.

RBI Guidelines

All loan disbursements, recoveries, and penalties are strictly governed by prevailing RBI regulations.

Welcome to Jainex Funds Pvt. Ltd. (CIN: U66190RJ2023PTC086881). By downloading, accessing, or using the Jainex Funds application and website, you agree to be bound by these Terms and Conditions. If you do not agree, you must immediately cease using our services.

1

Eligibility & Account Creation

To utilize the financial brokering services provided by Jainex Funds, you must meet the following criteria:

You must be at least 18 years of age.
You must be a resident citizen of India.
You must possess a valid Aadhaar and PAN card for eKYC.

You are responsible for maintaining the confidentiality of your login credentials (OTP, MPIN). Jainex Funds is not liable for unauthorized access resulting from your failure to secure your device.

2

Loan Applications & Approvals

Jainex Funds acts as a financial broker and technology provider. Creating an account does not guarantee a loan.

  • Discretionary Approval All loan approvals are at the sole discretion of our lending partners based on internal risk assessments and credit history.
  • Data Accuracy Providing forged documents or false income statements will lead to immediate rejection, account termination, and potential legal action.
3

Repayment & Defaults

Timely repayment is crucial. By accepting a loan, you commit to the repayment schedule outlined in your digital loan agreement.

Auto-Debits (NACH) You authorize us to auto-debit the EMI amount from your linked bank account on the due dates.
Late Penalties Failure to maintain sufficient balance will incur bounce charges and daily late payment penalties.
Credit Bureau Reporting Defaults will be reported to CIBIL and other credit bureaus, which will negatively impact your future ability to borrow from any bank.
4

Prohibited Uses

You agree not to use the Jainex Funds app or website for any of the following:

Money laundering activities
Financing illegal goods
Reverse engineering the app
Creating multiple fake accounts
5

Governing Law & Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or related to these terms, or your use of Jainex Funds, shall be subject to the exclusive jurisdiction of the courts located in Jaipur, Rajasthan.

Need Legal Clarification?

If you have any questions regarding these Terms and Conditions, please reach out to our legal and support team.

Jainex Funds Pvt. Ltd.

3rd Floor, Jagadamba Tower, Amrapali Circle, Vaishali Nagar, Jaipur, Rajasthan 302021

Email Us

support@jainexfunds.com

Call Us

+91 97728 06777