Your privacy is our
highest priority.
We believe in radical transparency. Here is exactly how Jainex Funds protects, uses, and secures your personal data.
Last Updated: February 26, 2026
Zero Data Selling
We never sell, rent, or trade your personal information to third-party marketers or data brokers.
Bank-Grade Encryption
Your data is secured with 256-bit AES encryption, both in transit and at rest on our certified cloud servers.
RBI Compliant
Our data practices strictly adhere to the guidelines set by the Reserve Bank of India and local laws.
At Jainex Funds Pvt. Ltd. ("Jainex", "we", "us", or "our"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, website, and financial brokering services.
Information We Collect
To provide you with secure and instant micro-loans, we collect specific data points required for underwriting and compliance.
Identity Data
Name, Date of Birth, Gender, and Photograph (Selfie) for profile creation.
KYC & Legal
Aadhaar Card number, PAN Card details, and Address proof as mandated by RBI.
Financial Data
Bank account details, UPI IDs, and credit history required for loan underwriting.
Device Data
IP address, device model, and OS data to prevent fraud and enhance security.
How We Use Your Information
We process your data strictly to deliver our financial services efficiently and legally. Your data powers:
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Identity Verification Conducting background KYC checks and preventing identity theft.
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Credit Assessment Assessing your creditworthiness to process loan applications instantly.
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Transaction Processing Facilitating smooth loan disbursals and tracking EMI collections.
Data Sharing & Third Parties
We only share information with trusted operational partners necessary to provide you with financial services. We never sell your data.
Lending Partners
NBFCs to facilitate the processing and funding of your loans.
eKYC Providers
Services like UIDAI or NSDL to authenticate your identity documents.
Payment Gateways
Providers like Razorpay or NPCI to process transactions securely.
Bank-Grade Security
Your trust is our priority. We implement industry-leading security measures to protect your financial and personal data from unauthorized access.
Your Data Rights
You retain control over your personal data. Subject to regulatory limitations (like RBI's mandatory data retention rules), you have the right to:
Questions about Privacy?
If you have any concerns or requests regarding your data, our Grievance Officer is ready to help.
Jainex Funds Pvt. Ltd.
3rd Floor, Jagadamba Tower, Amrapali Circle, Vaishali Nagar, Jaipur, Rajasthan 302021